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Specializing
In Mortgages For

The Self-Employed.

Get More Mortgage Than You Think
Over A Decade Of Finding Great Mortgage Opportunities For The Self-Employed

No-Obligation Consultation

Roop Virk Chilliwack Mortgage Broker Abbotsford
Roop Virk - Mortgage Broker Specializing in Mortgages for the Self-Employed

Trying to Buy a Home When You're an Entrepreneur Can Seem Impossible.

You’re self-employed and you want a house. Simple. 

What’s not always simple is defining your income.

You’ve got dividends and corporate write-downs complicating things. Explaining your income is tricky—and traditional lenders (banks) don’t like tricky.

Find A Mortgage With Roop Virk

Being self-employed makes it tricky to find decent lenders, especially if you:
  • Get paid in dividends
  • Don’t have perfect credit
  • Don’t have savings for a large down payment
  • Have owned your business for only a year (or less)

"I cut through the red tape and find the best possible lender for your situation."

3 Reasons You’re Not Getting The Mortgage You Deserve

1.

You’re unsure how to explain your income – banks like simplicity, but your self-employed income’s complex. How will they understand what you make?

2.

Finding a mortgage broker is easy, but getting the most based on your unique income is hard – you have a lender who’s worked through your situation’s complexity…but they’re still offering you unfair mortgage rates.

3.

Details slip through the cracks – getting a mortgage involves a lot of paperwork. The devil’s in the details, and some are often overlooked or forgotten.

3 Ways Roop Helps Get The Most Mortgage For You

1.

I find lenders that get you approved – I make the best possible case for your mortgage.

If you don’t qualify, mortgages from a bank aren’t the end of the line. Even if you’re self-employed with only a 10% down payment, it’s possible to get a loan from another type of lender.

2.

I secure the rates you deserve – even with the best possible application, you might still face unfair rates.

I negotiate with lenders to get the best mortgage rate for your situation.

3.

I ensure nothing is missed – I walk you through the process as I organize your information.

You always understand what’s going on, which gives you confidence in your application. It’s these details that get you more mortgage.

3 Things That Set Roop Apart

  • I specialize in the self-employed - are you self-employed? The mortgage you want is within reach. I help you organize your income so it looks great to lenders.
  • You aren’t numbers on a page - I want life-time clients, not a one-time transaction. I’m always available to call, even outside business hours. No need for a trip to a stuffy office—I come to you either in person, over the phone, or over Zoom.
  • I help you understand the process - there’s a lot of technical clutter meant to confuse you, and waiting for mortgage approval is nerve-wracking. I help you understand the process and I always keep you up-to-date on your application status.
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